Independent Advice
At Collings Financial we work specifically for our clients. With a fee-only model there's no hidden sales agenda.
Peace of Mind
We build disciplined academic portfolios which seek to minimize taxes and put you on track to reach your financial goals.
Five macro Themes for 2024
SOLUTIONS
Winter 2023
Financial Planning
SOLUTIONS Fall 2023
Financial Planning
solutions
spring 2023
Financial Planning
Ian Collings and Manulife Wealth do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites.
Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Ian Collings or Manulife Wealth. The information in this communication is subject to change without notice.
Who are our Clients?
Our clients are Individuals & Families, Trusts & Institutions, and Corporations.
What can we do for You?
Investment Management
Let us help your investments grow. We personalize your portfolio based on your financial goals and risk appetite. With a disciplined approach to investing, we set our clients up for greater long-term gain.
fee-only Financial Planning
We offer goal-based, fee-only financial planning to help you achieve specific financial goals.
Retirement Planning
Asset Organization
Risk Management
Estate Considerations
Tax Planning
With our expertise, we can help you build your financial plan with consideration of tax impacts.
Our Investment Philosophy
At Collings Financial, we believe that the right financial advisor plays a vital role in keeping investors focused on what really matters.
Our Investment Strategy
We can't predict the future
Some investors try to outguess the market through stock picking or market timing, but only about 18% of funds that use this strategy have survived and outperformed their benchmarks over the past 20 years. Instead of trying to predict the future, Collings Financial takes a disciplined approach to investing so that your portfolio is resilient against unexpected market drops.
Source: Pursuing a Better Investment Experience by Dimensional Funds.
Performance of funds when investors try to outguess the market
It's about the long term
The financial markets have rewarded long-term investors. At Collings Financial, we look at the long term because history has shown that equity and bond markets have always provided growth of wealth that has more than offset inflation.
Source: Pursuing a Better Investment Experience by Dimensional Funds.
Eggs in many baskets
Diversification helps reduce risks that have no expected return, but diversifying within your home market is not enough. Global diversification can broaden your investment universe.
Source: Pursuing a Better Investment Experience by Dimensional Funds.
| Model Canadian Equity Index Portfolio | Model Global Diversified Equity Index Portfolio | |
|---|---|---|
| Annualized Return (%) | 8.94 | 10.06 |
| Annualized Standard Deviation (%) | 14.05 | 11.67 |
Want to learn more about our investment strategy?
Why Clients Choose Ian
“Fee based approach which in my opinion allows me to ‘let my guard down’ and trust Ian as an advisor. Opposite is the case with commission –based advisors (eg at the bank) whom I could not fully trust.”
“[Was] looking for someone who could provide recommendations and not just push their own company’s products. We like him because he has a sound financial background (CFA).”
“Wanted an advisor who was focused on my financial objectives compared to prior advisor who wanted to change strategy too frequently.”
Learn how you can get the most out of your money
Book a free consultation with Ian today.
Ian Collings and Manulife Wealth do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Collings Financial or Manulife Wealth. The information in this communication is subject to change without notice.
